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Share this topic on Facebook Topic: How to Process Your Own Visa Credit Cards In Right Here In Nigeria  (Read 216 times)
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Frank Apokwu
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« on: October 27, 2009, 03:42:45 PM »

In Nigeria today, it is very evident, that to really succeed with doing business on the internet, we must possess some basic tools in other to excel like our counterparts in diaspora.

One of these important tools of online marketing is the use of credit cards. Yes as Nigerians, we are not allowed to possess a credit card except we have a foreign account to which all payments made to and from our cards can be reflected. And so to really own a credit card in Nigeria, it must either be processed using a domiciliary bank account or we go for a prepaid card.

The difference between a prepaid credit card and a bank credit card is the fact that bank credit cards are 100% reloadable, while prepaid cards are not and so if you have a $10 prepaid card, you will only be able to procure items worth that amount or less unlike a normal physical credit card that is linked to a bank account, where you can easily fund your credit card by increasing your bank deposit. My aim today, is to teach you how to process your own credit cards, right here in Nigeria, without the stress of feeling you might get taken, because even those merchants, whom you have always approached to process credit cards for you, use the same method I am about to discuss in the paragraphs below.

Be for I proceed, I will like to make it clear that there are different kinds of credit cards, but the popular ones are the Master cards and Visa cards. The credit card that I am about teaching you how to process is the Visa credit card.  It is also a virtual credit card and so; don’t worry if you get your details of credit card in an email instead of a physical plastic card.

Steps to Processing a Virtual Visa Credit Card
1.   The first step to processing your own credit is to visit, www.graphcard.com, and sign up for a free account. While signing up, you have the option of deciding whether you would want to process just a card for your self, or rather make money processing visa credit cards for others and in this case, you would need a website. After successfully opening your Graphcard account, you would have to purchase a USA virtual address and a USA Phone number, to make your credit cards work for you. And please you must make sure you purchase the above two services before processing any card with your Graphcard account.
2.   Secondly to use of your graph card account in processing virtual visa credit cards, you must fund it and the easiest way to go about this, is to visit www.virtualterminal network.com . Virtual terminal network, is a payment option, just like graph card, based in Abuja, only that with virtual terminal network, you can’t process a credit card, but you can use their company to fund your Graphcard account and so they have a bank account with which you can fund theirs and in turn fund your Graphcard account and funding your Graphcard account is instant, once your deposit with Virtual terminal network has been confirmed.
3.   Once your Graphcard account has been funded with the amount required to process the visa credit card of your choice, you can then proceed to create a virtual Visa credit card following the instructions inside your Graphcard account.

Note: To effectively use both companies in processing a virtual visa credit card for your self, kindly read their frequently asked questions page or section to know more about their services. Lastly, Graphcard visa credit cards are gift cards and so to register them, you must purchase both a virtual address and a US phone number.


How to Use Your Processed Credit Cards

To use your processed virtual visa credit cards in making payments online in Nigeria, you must make sure you always make use of a foreign Ip software (USA) and the best free one out here on the net can be gotten from this website. www.notmyip.com

If this article has been helpful to you, kindly be, an active partner of this online community by signing up to leave a reply on this thread. Read More On Credit Cards Here
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« Reply #1 on: October 28, 2009, 02:43:54 AM »

Processing Virtual Visa cards in Nigeria seems more like a problem to me than a solution. But with your do it yourself article, I guess it would be more easier for anyone who wishes to do so.
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« Reply #2 on: October 29, 2009, 04:00:17 PM »

Thank you blogexpert.

Please, is anyone aware of a reputable company where one can get reloadable credit cards?

If you know, kindly post it here, so that other members of this forum can gain from the info.
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« Reply #3 on: December 29, 2009, 12:25:28 PM »

Hi Frank,

Nice piece, but can you give a low down on the price off the cost to get the card .
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« Reply #4 on: January 04, 2010, 03:44:29 AM »

To process a credit card with Graph card you would require a minimum of N1,000 for charges per credit card to be processed. Then conversion rate is estimated at not more than N160 to $1.  This means that to process a 10 dollar credit card, you would require the following:

N1000= Charges
N1600= $10 x 160
--------
N2,600.
---------

This equation is applicable, to process any other denomination of visa credit card with Graph card.

If you have any more questions, please shoot.

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« Reply #5 on: January 28, 2010, 04:29:26 PM »

Frank is quite right and such a wonderful post !!!

Graphcard is one of the best ways to get a reloadable

Visa card in Nigeria.

In addition to that, there is another way to get a physical Mastercard

even branded with your name on it sent from the US to your post office box

in Nigeria.

The Mastercard you will be getting is a debit card which you can use to make

money online and withdraw your money in Nigeria at any ATM that carries the Mastercard logo.

The company that issues these cards is Payoneer, but you cannot get the card directly from them.

You will need to sign up with some of their partner companies (e.g elance.com) and the card gets sent

to your post office mailbox in Nigeria.

For more details you can go to their website (Payoneer.com) and find out thier partner companies where

you can register. The card may take up to 6 weeks to arrive though, so you will have to be patient!

The Mastercard can be used to pay for stuff online, just like any other internationally branded Mastercard.

You only need to earn money on it or load it to start spending!!!

I hope this was helpful in addition to Franks post. Wink

To your Success!

*NB - I could upload a scanned copy of my card that I got from Nigeria before coming
      to the UK if the moderators of the forum are okay with that. Smiley
      But that will be in my next post pending if the moderators accept and if there are
      any replies to this post.



 
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« Reply #6 on: January 28, 2010, 05:25:19 PM »

I appreciate your addition. Thanks @ Cybercure
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« Reply #7 on: January 30, 2010, 04:26:54 PM »

@ Cybercure, We Accept....
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« Reply #8 on: January 31, 2010, 06:00:18 AM »

Thanks for the approval Frank.

This is the card......



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« Reply #9 on: January 31, 2010, 06:07:00 AM »

If you need more info, you can read my post

about it here http://katchlinks.com/?p=93.

But by far, the best way to get it is by applying

through 2CO, like I did.

Keep up the good work Frank.

This online community is a blessing to many Nigerians.

I hope they take action and use all the valuable lessons

they are getting here from you for "FREE"......

NB- I blotted out some parts of the card for anonymity purposes.

      Don't think it has really worked though.  Embarrassed

      To Your Success!!!
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« Reply #10 on: January 31, 2010, 02:27:16 PM »

Thank you very much, I really appreciate d word of encouragement, and between me and you, I instantly fell inlove with your blog http://katchlinks.com.
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« Reply #11 on: January 31, 2010, 06:42:16 PM »

Thanks a lot Frank.

Your forum is truly a nice one and

a blessing to Nigerians.

Like I said, please keep up the good work.

To your Success.

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« Reply #12 on: February 01, 2010, 09:14:36 PM »

@Frank

Thank you for this Information.
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Frank Apokwu
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« Reply #13 on: February 01, 2010, 09:15:59 PM »

I appreciate
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« Reply #14 on: February 08, 2010, 10:46:54 AM »

gud work man
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